Gross monthly wage and qualifying increase
Gross monthly wage is total annual wages attracting CPF contributions divided by the number of contribution months. It includes items such as allowances, overtime, commission and bonuses, but excludes employer CPF contributions. A qualifying increase includes the current-year increase within the relevant ceiling and a qualifying prior-year increase that is sustained. The minimum new increase is S$100 for 2022–2026 and S$200 for 2027–2028. A sub-S$200 increase qualifying in 2026 can still receive sustained-increase support in 2027 under the stated transitional rule.
Employees, employers and the last scheme year
Qualifying employees are local residents with the prescribed CPF history and employment period, excluding specified owners of the same business. Some government, overseas and unregistered entities are excluded. A qualifying year is the wage-increase year rather than necessarily the payout year. The scheme ends in 2028, so increases first arising in that final qualifying year receive only one year of support. Read the main PWCS page for the complete computation, ceilings and annual co-funding rates.
Official source
A concise, independent Apex Gateway guide based on the official English source, not a reproduction of the complete document. Consult the original for full conditions, exceptions and subsequent updates.
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