Historical policy record
This article explains the CPF Advisory Panel’s 2015/2016 document. Amounts, account arrangements, projections and recommendations below belong to that publication, not current CPF entitlements, interest quotations or an investment offer. Check current CPF Board rules for an individual decision.
Expertise represented
The composition document lists a chair and 12 members from academia, finance, actuarial practice, insurance, unions, women’s organisations, social services and grassroots organisations. These biographies describe their roles when the document was issued; they should not be read as current office-holder information.
| Member | Experience stated in the document |
|---|---|
| Tan Chorh Chuan | Chairman; NUS President |
| Joseph Cherian | Finance/asset management, NUS Business School |
| Sylvia Choo | NTUC/union experience |
| Malathi Das | Women’s organisations and legal practice |
| Hauw Soo Hoon | Insurance, actuarial and regulatory experience |
| Benedict Koh | Finance and retirement research, SMU |
| Terry Lee | Singapore Insurance Employees’ Union |
| Muhammad Faizal bin Othman | Grassroots and financial advice |
| Ng Cher Yan | Grassroots and accountancy |
| Colin Pakshong | Independent actuarial consulting |
| Saktiandi Supaat | Economic/foreign-exchange research |
| Tan Bee Wan | Social services and senior participation |
| Christopher Tan | Financial planning, Providend |
How the mix informed the review
The panel’s retirement review had to combine actuarial sustainability and investment analysis with the circumstances of workers, families and older people. The biographies explain that breadth; membership itself is not endorsement of a particular private product. Use the separate recommendations and consultation annexes to understand the decisions and trade-offs.