Deduction and contribution groups
From 1 January 2025 operators deduct contributions when platform earnings arise and submit them monthly. Workers born from 1 January 1995 must participate in the increased contributions, with their Ordinary, Special and MediSave allocations and operator contributions gradually matching employee/employer rates. Workers born earlier may opt in and obtain the same benefits/support. Those who do not opt in contribute only to MediSave and receive no operator CPF contribution.
PCTS conditions
PCTS provides transition help from 2025–2028. At assessment, the worker must be a Singapore citizen; be born in 1995 or later or have opted in; have combined monthly net platform income after the fixed expense deduction plus other employment income no higher than S$3,000; and have a year-on-year increase in their own Ordinary/Special Account contribution share. Support is monthly cash offsetting the qualifying increase.
| Year | Year-on-year Ordinary/Special contribution increase offset |
|---|---|
| 2025 | 100% |
| 2026 | 75% |
| 2027 | 50% |
| 2028 | 25% |
WIS payment changes
Eligible lower-income platform workers receive WIS monthly from 2025 instead of annually. From 2029, workers mandated to or opting into aligned CPF rates receive employee-level WIS and 40% in cash, compared with the 10% share described for the earlier arrangement. CPF Board’s contribution/allocation and operator-obligation pages provide the operational details.
Official documents and references
- CPF contributions ↗ Government source
- CPF contribution rates ↗ Government source
- allocation rates ↗ Government source
- Platform Workers CPF Transition Support ↗ Government source
- Workfare Income Supplement ↗ Government source
- Platform operators' CPF obligations ↗ Government source