How the factor is used
The table supplies an age-dependent factor for the statutory calculation. Use the appropriate compensation category and the age measure required by the governing calculation. A factor is a multiplier, not a percentage or a guaranteed compensation amount.
All age bands
All 53 age bands are reproduced as factual reference values below. Do not substitute the death factor for the incapacity factor or reverse that choice.
| Age | Multiplying factor |
|---|---|
| 14 and below | 181 |
| 15 | 180 |
| 16 | 179 |
| 17 | 178 |
| 18 | 178 |
| 19 | 177 |
| 20 | 176 |
| 21 | 175 |
| 22 | 174 |
| 23 | 173 |
| 24 | 172 |
| 25 | 170 |
| 26 | 169 |
| 27 | 168 |
| 28 | 167 |
| 29 | 165 |
| 30 | 164 |
| 31 | 162 |
| 32 | 160 |
| 33 | 159 |
| 34 | 157 |
| 35 | 155 |
| 36 | 153 |
| 37 | 151 |
| 38 | 149 |
| 39 | 146 |
| 40 | 144 |
| 41 | 142 |
| 42 | 140 |
| 43 | 138 |
| 44 | 136 |
| 45 | 134 |
| 46 | 132 |
| 47 | 130 |
| 48 | 128 |
| 49 | 126 |
| 50 | 124 |
| 51 | 122 |
| 52 | 120 |
| 53 | 118 |
| 54 | 116 |
| 55 | 114 |
| 56 | 111 |
| 57 | 108 |
| 58 | 105 |
| 59 | 102 |
| 60 | 99 |
| 61 | 96 |
| 62 | 92 |
| 63 | 87 |
| 64 | 82 |
| 65 | 77 |
| 66 and above | 72 |
Calculation example
At age 35 the incapacity factor is 155 and the death factor is 117. With an assumed S$2,000 average monthly earnings, the unbounded calculation is S$310,000 for incapacity before applying the assessed percentage, or S$234,000 for death. Actual amounts remain subject to the applicable accident-date minimum/maximum and claim conditions.